13 hours ago

No Money to Cultivate Immortality?How Can You Cultivate Immortality Without Money?

没钱修什么仙?

Enlightenment used to mean seclusion in a mist-wreathed cave. In Kunxu City, it means taking out a... Read more
Enlightenment used to mean seclusion in a mist-wreathed cave. In Kunxu City, it means taking out a Mana Loan with 29.9 % karmic interest.

Spirit-root transplants come with payment plans, breathing techniques are locked behind paywalls, and your first meridian won’t open unless you swipe a “QiCard.”

That’s the brutal marketplace Zhang Yu wakes up to after his soul is shoved into the body of a penniless high-schooler—one already drowning in soul-devouring debt.

With only thirty days before the collectors start carving repayments from his flesh, Zhang Yu must monetize every heartbeat just to stay alive.

He livestreams back-alley ­sparring matches, peddles black-market talismans between classes, and negotiates mid-fight sponsorship deals to afford tomorrow’s cultivation pills.

Yet the higher he claws—from broke freshman to headline-making “High-School Saint”—the more he uncovers the engines grinding his classmates into golden dust: predatory fintech sects, exam-hall death matches, and an influencer economy that feeds on shattered dreams.

If you’ve ever felt the squeeze of tuition bills or the rush of a last-second power-up, Zhang Yu’s frantic hustle through monetized immortality will feel all too hilariously—and terrifyingly—familiar.

***

Original description:

Elder: “Do you seek revenge?”

Young Man: “I've been repeatedly humiliated by powerful cultivators, treated as trash by my Master. How could I not want revenge?”

The Elder patted the Young Man's head and sighed, “Good child, I shall impart cultivation to you."

The Young Man gasped, “Senior! How can this be?”

The Elder extended his hand: “Give me your phone.”

The Young Man watched the changes on his phone, shocked: “Senior! Where did this hundred years of cultivation come from?”

The Elder smiled faintly: “Good child, this is your reserve cultivation from the Heavenly Court. You can draw upon it instantly whenever needed, so you'll never be insulted again.”

The Young Man frowned: “Isn't this... a Mana Loan? I'm afraid”

Elder: “The Heavenly Court is a major platform. New users borrowing 100 years of cultivation get 30 days interest-free, and the daily interest is as low as half a day's cultivation—less than a full cycle of your meditation!”

...

Zhang Yu snorted coldly and closed the advertisement above. Collapse
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Comments 167

  1. Offline
    + 11 -
    genres and events tagged are totally wrong.. I've read the mtl and from what we can see it's not a fast cultivation (his sister is faster for one and there's many more, like if almost everyone is fast than how can we call it fast just because it's faster than average and poor ones), not cheat(if there's so much who contract evil gods how can it be a cheat, it's counted as part of resources and path), not quirky character(zhang yu doesn't depict a quirky wisdom, all his decision are too dependent on others), not strength based but money based,

    the good point is that the world building is quite good and thorough

    but author trying to focus on having mc not accepting sterilization with when he is too distracted and mas*****ting all the time, and while he can reverse it afterword.. like trying to show his determination when mc has pitiful of it.. its not conviction to enter a sect and not die due to ritual, it's a dream;
    also trying to show he has not fully accepted kunxu, mc doesn't accept dual-cultivation.. whattf like does author have no experience to write it, he is writing mc doing and bluffing using related topics to earn money for like 40% of the novel but he can't and didn't even touch anyone in the whole novel..
    and it was so good with the bromance then author just try to put some romance which ruined the taste.. and like ah zhen can feel jealous due to closeness of other girls with zhang yu while mc does not for someone not from kunxu (what he did in the novel was due to ah zhen's request).
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    1. Offline
      The
      + 00 -
      Author tried to do that for a while then stopped. Ah zhen and mc don't even live close in the future. They have their own paths.
      Read more
      1. Offline
        + 00 -
        Creí que ellos serían pareja la verdad o al menos futuros esposos después de todo lo que pasaron y eso
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  2. Offline
    + 20 -
    Ngl this book is perfect. It's a really novel concept (see what I did there?)
    Anyways I'm on chapter 668, it's really good. Would recommend, quite funny too🤣 know
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    1. Offline
      + 10 -
      The first 100 are kinda slow but it just keeps getting better after that
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      1. Offline
        + 00 -
        Exactlyyyyy
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    2. Offline
      + 00 -
      Where did you read?
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      1. Offline
        + 00 -
        MTL
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  3. Offline
    + 30 -
    Enjoyed reading, very funny.
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  4. Offline
    ZzZ
    + 10 -
    #panic# 656 MTL is missing:
    662 -> 657
    661 -> 655

    So 662 should be 656, and then everything is normal
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  5. Offline
    + 40 -
    guys is this capitalism?
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  6. Offline
    + 10 -
    #panic# A bunch of completely empty chapters with numbers 100 ahead of the translation have been posted.
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    1. Offline
      The
      + 20 -
      Just read mtl man. It's much better
      Read more
  7. Offline
    + 40 -
    Compared to the bait picture the people in the story are insane
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  8. Offline
    + 00 -
    Guys what happens to the evil god
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    1. Offline
      + 00 -
      Please tell me idc about spoilers
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      1. Offline
        The
        + 20 -
        Which evil god, if u mean the mc's evil god. It's still there
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  9. Offline
    + 00 -
    #panic# the new chapters order is out of whack and there are some missing
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  10. Offline
    The
    + 20 -
    597 in mtl missing 😭😭😭😭. When bai zhen zhen and zhang yu actually meet. The one main chapter. How they meet and what happens 😭.
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    1. Offline
      + 10 -
      Looks like 597 is there but 598 is missing..

      598
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